Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description still adds real behavioral content beyond them: the result is a compatibility list with no 'best' designation and includes non-matching plans with a stated reason, so the agent knows to expect two buckets in the response.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.