Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the tool as read-only, so the safety profile is covered. The description adds useful behavioral context: watchlists are evaluated every 10 minutes and can notify via email, Discord, or webhook JSON, which clarifies what the listed objects represent. It does not cover response format or pagination, but those are less critical here.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.