Does the description explain when to use this tool, when not to, or what alternatives exist?
The description explicitly says when to use the tool: 'Use this when the user asks how something works' and gives concrete examples such as financing, warranty, IUC, IPO/ITV, and the buying process. It also gives a when-not case ('rather than asking for listings'), but it does not name the sibling tool to use instead, so the guidance is clear but not fully explicit about alternatives.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.