Payments Law — EU payments legislation

Check EU instrument status and version

get_instrument

Read-onlyIdempotent

Use this to check an EU instrument's recorded legal status, source version, dates and amendments, including whether a held PSR or PSD3 text is a proposal, a Council compromise text or the act published in the Official Journal. Metadata, dates, lifecycle and application events, and curated relationships. Each relationship names the operative amending or repealing article where curated (openable with get_provision) and the counterpart's legal status at the release. An operative_cite can arrive without an operative_locator: the article is real but the served text has dropped it, and operative_locator_unavailable says so. An amender outside the corpus is named under source_external, whose via_article carries its article. No article index — use list_provisions. Pass on_date for the multi-axis applicability record on that date.

Input Schema

TableJSON Schema

Name	Required	Description	Default
`on_date`	No	ISO date; returns the full applicability record.
`instrument_id`	Yes

Output Schema

TableJSON Schema

Name	Required	Description	Default
`data`	Yes
`error`	Yes
`coverage`	Yes
`warnings`	Yes
`pagination`	Yes
`provenance`	Yes
`derivations`	Yes
`corpus_release`	Yes

Schema Changelog

Changes observed during successful MCP inspections.

Changed1 schema field changedOct 5, 2026

changedOutput schema / properties / data / anyOf

Previous value: -[
-  {
-    "additionalProperties": {},
-    "properties": {
-      "instrument_id": {
-        "type": "string"
-      },
-      "legal_status_at_release": {
-        "type": "string"
-      },
-      "relationships": {
-        "anyOf": [
-          {
-            "items": {
-              "additionalProperties": {},
-              "properties": {
-                "direction": {
-                  "type": "string"
-                },
-                "kind": {
-                  "type": "string"
-                },
-                "operative_cite": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "operative_locator": {
-                  "anyOf": [
-                    {
-                      "additionalProperties": {},
-                      "properties": {
-                        "article": {
-                          "type": "string"
-                        },
-                        "instrument_id": {
-                          "type": "string"
-                        },
-                        "kind": {
-                          "type": "string"
-                        }
-                      },
-                      "required": [
-                        "instrument_id",
-                        "kind",
-                        "article"
-                      ],
-                      "type": "object"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                },
-                "operative_locator_unavailable": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "source_external": {
-                  "anyOf": [
-                    {
-                      "additionalProperties": {},
-                      "properties": {
-                        "celex": {
-                          "type": "string"
-                        },
-                        "title": {
-                          "type": "string"
-                        },
-                        "via_article": {
-                          "type": [
-                            "string",
-                            "null"
-                          ]
-                        }
-                      },
-                      "required": [
-                        "celex",
-                        "title",
-                        "via_article"
-                      ],
-                      "type": "object"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                },
-                "target_external": {
-                  "anyOf": [
-                    {
-                      "additionalProperties": {},
-                      "properties": {
-                        "celex": {
-                          "type": "string"
-                        },
-                        "title": {
-                          "type": "string"
-                        }
-                      },
-                      "required": [
-                        "celex",
-                        "title"
-                      ],
-                      "type": "object"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                },
-                "target_instrument_id": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "target_status": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                }
-              },
-              "required": [
-                "kind",
-                "direction",
-                "target_status",
-                "operative_locator",
-                "operative_cite",
-                "operative_locator_unavailable"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          {
-            "type": "null"
-          }
-        ]
-      },
-      "text_state": {
-        "type": "string"
-      },
-      "title": {
-        "type": "string"
-      },
-      "url": {
-        "type": "string"
-      },
-      "version_id": {
-        "type": "string"
-      }
-    },
-    "required": [
-      "instrument_id",
-      "title",
-      "legal_status_at_release",
-      "version_id",
-      "text_state",
-      "url",
-      "relationships"
-    ],
-    "type": "object"
-  },
-  {
-    "type": "null"
-  }
-]New value: +[
+  {
+    "additionalProperties": {},
+    "properties": {
+      "instrument_id": {
+        "type": "string"
+      },
+      "legal_status_at_release": {
+        "type": "string"
+      },
+      "lifecycle_events": {
+        "anyOf": [
+          {
+            "items": {
+              "additionalProperties": {},
+              "properties": {
+                "date": {
+                  "type": "string"
+                },
+                "scheduled": {
+                  "type": [
+                    "boolean",
+                    "null"
+                  ]
+                },
+                "stage": {
+                  "type": "string"
+                }
+              },
+              "required": [
+                "stage",
+                "date",
+                "scheduled"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          {
+            "type": "null"
+          }
+        ]
+      },
+      "relationships": {
+        "anyOf": [
+          {
+            "items": {
+              "additionalProperties": {},
+              "properties": {
+                "direction": {
+                  "type": "string"
+                },
+                "effective_from": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "kind": {
+                  "type": "string"
+                },
+                "operative_cite": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "operative_locator": {
+                  "anyOf": [
+                    {
+                      "additionalProperties": {},
+                      "properties": {
+                        "article": {
+                          "type": "string"
+                        },
+                        "instrument_id": {
+                          "type": "string"
+                        },
+                        "kind": {
+                          "type": "string"
+                        }
+                      },
+                      "required": [
+                        "instrument_id",
+                        "kind",
+                        "article"
+                      ],
+                      "type": "object"
+                    },
+                    {
+                      "type": "null"
+                    }
+                  ]
+                },
+                "operative_locator_unavailable": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "repealed_provisions": {
+                  "type": "string"
+                },
+                "source_external": {
+                  "anyOf": [
+                    {
+                      "additionalProperties": {},
+                      "properties": {
+                        "celex": {
+                          "type": "string"
+                        },
+                        "title": {
+                          "type": "string"
+                        },
+                        "via_article": {
+                          "type": [
+                            "string",
+                            "null"
+                          ]
+                        }
+                      },
+                      "required": [
+                        "celex",
+                        "title",
+                        "via_article"
+                      ],
+                      "type": "object"
+                    },
+                    {
+                      "type": "null"
+                    }
+                  ]
+                },
+                "target_external": {
+                  "anyOf": [
+                    {
+                      "additionalProperties": {},
+                      "properties": {
+                        "celex": {
+                          "type": "string"
+                        },
+                        "title": {
+                          "type": "string"
+                        }
+                      },
+                      "required": [
+                        "celex",
+                        "title"
+                      ],
+                      "type": "object"
+                    },
+                    {
+                      "type": "null"
+                    }
+                  ]
+                },
+                "target_instrument_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "target_status": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                }
+              },
+              "required": [
+                "kind",
+                "direction",
+                "target_status",
+                "operative_locator",
+                "operative_cite",
+                "operative_locator_unavailable"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          {
+            "type": "null"
+          }
+        ]
+      },
+      "text_state": {
+        "type": "string"
+      },
+      "title": {
+        "type": "string"
+      },
+      "url": {
+        "type": "string"
+      },
+      "version_id": {
+        "type": "string"
+      }
+    },
+    "required": [
+      "instrument_id",
+      "title",
+      "legal_status_at_release",
+      "version_id",
+      "text_state",
+      "url",
+      "relationships",
+      "lifecycle_events"
+    ],
+    "type": "object"
+  },
+  {
+    "type": "null"
+  }
+]

Changed4 schema fields changedOct 4, 2026
- addedInput schema / properties / instrument_id / maxLength
```
Added value: +64
```
- addedInput schema / properties / instrument_id / pattern
```
Added value: +"^[a-z0-9]+(?:-[a-z0-9]+)*$"
```
- addedInput schema / properties / on_date / anyOf
```
Added value: +[
+  {
+    "maxLength": 32,
+    "type": "string"
+  },
+  {
+    "type": "null"
+  }
+]
```
- removedInput schema / properties / on_date / type
```
Removed value: -[
-  "string",
-  "null"
-]
```

Changed4 schema fields changedSep 20, 2026

removedInput schema / properties / on_date / anyOf

Removed value: -[
-  {
-    "type": "string"
-  },
-  {
-    "type": "null"
-  }
-]

addedInput schema / properties / on_date / type
```
Added value: +[
+  "string",
+  "null"
+]
```

changedOutput schema / properties / data / anyOf

Previous value: -[
-  {
-    "additionalProperties": {},
-    "properties": {
-      "instrument_id": {
-        "type": "string"
-      },
-      "legal_status_at_release": {
-        "type": "string"
-      },
-      "relationships": {
-        "anyOf": [
-          {
-            "items": {
-              "additionalProperties": {},
-              "properties": {
-                "direction": {
-                  "type": "string"
-                },
-                "kind": {
-                  "type": "string"
-                },
-                "operative_cite": {
-                  "anyOf": [
-                    {
-                      "type": "string"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                },
-                "operative_locator": {
-                  "anyOf": [
-                    {
-                      "additionalProperties": {},
-                      "properties": {
-                        "article": {
-                          "type": "string"
-                        },
-                        "instrument_id": {
-                          "type": "string"
-                        },
-                        "kind": {
-                          "type": "string"
-                        }
-                      },
-                      "required": [
-                        "instrument_id",
-                        "kind",
-                        "article"
-                      ],
-                      "type": "object"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                },
-                "operative_locator_unavailable": {
-                  "anyOf": [
-                    {
-                      "type": "string"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                },
-                "source_external": {
-                  "anyOf": [
-                    {
-                      "additionalProperties": {},
-                      "properties": {
-                        "celex": {
-                          "type": "string"
-                        },
-                        "title": {
-                          "type": "string"
-                        },
-                        "via_article": {
-                          "anyOf": [
-                            {
-                              "type": "string"
-                            },
-                            {
-                              "type": "null"
-                            }
-                          ]
-                        }
-                      },
-                      "required": [
-                        "celex",
-                        "title",
-                        "via_article"
-                      ],
-                      "type": "object"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                },
-                "target_external": {
-                  "anyOf": [
-                    {
-                      "additionalProperties": {},
-                      "properties": {
-                        "celex": {
-                          "type": "string"
-                        },
-                        "title": {
-                          "type": "string"
-                        }
-                      },
-                      "required": [
-                        "celex",
-                        "title"
-                      ],
-                      "type": "object"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                },
-                "target_instrument_id": {
-                  "anyOf": [
-                    {
-                      "type": "string"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                },
-                "target_status": {
-                  "anyOf": [
-                    {
-                      "type": "string"
-                    },
-                    {
-                      "type": "null"
-                    }
-                  ]
-                }
-              },
-              "required": [
-                "kind",
-                "direction",
-                "target_status",
-                "operative_locator",
-                "operative_cite",
-                "operative_locator_unavailable"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          {
-            "type": "null"
-          }
-        ]
-      },
-      "text_state": {
-        "type": "string"
-      },
-      "title": {
-        "type": "string"
-      },
-      "url": {
-        "type": "string"
-      },
-      "version_id": {
-        "type": "string"
-      }
-    },
-    "required": [
-      "instrument_id",
-      "title",
-      "legal_status_at_release",
-      "version_id",
-      "text_state",
-      "url",
-      "relationships"
-    ],
-    "type": "object"
-  },
-  {
-    "type": "null"
-  }
-]New value: +[
+  {
+    "additionalProperties": {},
+    "properties": {
+      "instrument_id": {
+        "type": "string"
+      },
+      "legal_status_at_release": {
+        "type": "string"
+      },
+      "relationships": {
+        "anyOf": [
+          {
+            "items": {
+              "additionalProperties": {},
+              "properties": {
+                "direction": {
+                  "type": "string"
+                },
+                "kind": {
+                  "type": "string"
+                },
+                "operative_cite": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "operative_locator": {
+                  "anyOf": [
+                    {
+                      "additionalProperties": {},
+                      "properties": {
+                        "article": {
+                          "type": "string"
+                        },
+                        "instrument_id": {
+                          "type": "string"
+                        },
+                        "kind": {
+                          "type": "string"
+                        }
+                      },
+                      "required": [
+                        "instrument_id",
+                        "kind",
+                        "article"
+                      ],
+                      "type": "object"
+                    },
+                    {
+                      "type": "null"
+                    }
+                  ]
+                },
+                "operative_locator_unavailable": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "source_external": {
+                  "anyOf": [
+                    {
+                      "additionalProperties": {},
+                      "properties": {
+                        "celex": {
+                          "type": "string"
+                        },
+                        "title": {
+                          "type": "string"
+                        },
+                        "via_article": {
+                          "type": [
+                            "string",
+                            "null"
+                          ]
+                        }
+                      },
+                      "required": [
+                        "celex",
+                        "title",
+                        "via_article"
+                      ],
+                      "type": "object"
+                    },
+                    {
+                      "type": "null"
+                    }
+                  ]
+                },
+                "target_external": {
+                  "anyOf": [
+                    {
+                      "additionalProperties": {},
+                      "properties": {
+                        "celex": {
+                          "type": "string"
+                        },
+                        "title": {
+                          "type": "string"
+                        }
+                      },
+                      "required": [
+                        "celex",
+                        "title"
+                      ],
+                      "type": "object"
+                    },
+                    {
+                      "type": "null"
+                    }
+                  ]
+                },
+                "target_instrument_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "target_status": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                }
+              },
+              "required": [
+                "kind",
+                "direction",
+                "target_status",
+                "operative_locator",
+                "operative_cite",
+                "operative_locator_unavailable"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          {
+            "type": "null"
+          }
+        ]
+      },
+      "text_state": {
+        "type": "string"
+      },
+      "title": {
+        "type": "string"
+      },
+      "url": {
+        "type": "string"
+      },
+      "version_id": {
+        "type": "string"
+      }
+    },
+    "required": [
+      "instrument_id",
+      "title",
+      "legal_status_at_release",
+      "version_id",
+      "text_state",
+      "url",
+      "relationships"
+    ],
+    "type": "object"
+  },
+  {
+    "type": "null"
+  }
+]

changedOutput schema / properties / pagination / anyOf

Previous value: -[
-  {
-    "additionalProperties": false,
-    "properties": {
-      "complete": {
-        "type": "boolean"
-      },
-      "next_cursor": {
-        "anyOf": [
-          {
-            "type": "string"
-          },
-          {
-            "type": "null"
-          }
-        ]
-      },
-      "total": {
-        "type": "number"
-      }
-    },
-    "required": [
-      "complete",
-      "next_cursor"
-    ],
-    "type": "object"
-  },
-  {
-    "type": "null"
-  }
-]New value: +[
+  {
+    "additionalProperties": false,
+    "properties": {
+      "complete": {
+        "type": "boolean"
+      },
+      "next_cursor": {
+        "type": [
+          "string",
+          "null"
+        ]
+      },
+      "total": {
+        "type": "number"
+      }
+    },
+    "required": [
+      "complete",
+      "next_cursor"
+    ],
+    "type": "object"
+  },
+  {
+    "type": "null"
+  }
+]

First observedSep 6, 2026

TDQS

Score is being calculated.

All Payments Law — EU payments legislation tools Inspect

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