Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, destructiveHint=false, and openWorldHint=false, but the description adds genuinely non-obvious context: nothing is sent, the agent's phone/email is never returned, and contact is routed through Cubi's consented flow. That is real behavioral value beyond the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.