Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, idempotentHint, openWorldHint=false), so the bar is lower. The description adds real value by bounding scope: no new planning, no external side effects, and the caller must adapt the output. It doesn't state what the response looks like, but an output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.