Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, and the description agrees with a terse 'Read-only.' Beyond that, it discloses the substance an agent actually needs: the 30% commission rule, that it accrues for as long as the client pays, and the four reporting lenses (month, year, pending, paid out) plus per-client granularity. It does not state whether it requires an authenticated gestoría role or what the currency/format of the figures is, so it falls short of full transparency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.