Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate read-only and idempotent behavior, but the description adds valuable disclosure: it never returns personal data, the handle is a lookup key rather than a credential, and stale handles over 30 days are rejected. It also states exactly which data is returned, going well beyond the annotation hints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.