Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already tells the agent this is a safe read, and an output schema exists so return shapes need not be spelled out. The description does add one genuinely useful behavioral detail: daily-limit data is only present on paid plans, so the agent knows fields may be absent. Beyond that it says nothing about auth, caching, or failure behavior, so the bar set by the annotations is only modestly exceeded.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.