Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (which already mark it idempotent, non-destructive, and not read-only), the description adds that it 'Never spends, captures, or starts a payment' and that 'The export remains a Zambo claim, not issuer authentication.' Those are useful disambiguations, though it does not describe what sealing actually locks or whether branding edits are reversible.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.