Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, destructive=false), so the bar is lower. The description does add useful domain semantics — the 'Solid or Sharp' skill taxonomy and the per-trade fields returned (skill score, edge, return, specialty) — but says nothing about the recency window for 'recent', default limit, or whether results are paginated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.