Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (destructiveHint=false, idempotentHint=false, openWorldHint=true), so the bar is lower. The description adds genuinely new behavioral context beyond annotations: a $0.001 USDC charge on Base via x402, billed only per successful call. It does not disclose failure/payment-failure behavior or the shape of the returned team grouping.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.