Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly/idempotent/non-destructive/openWorld, so the burden is lowered. The description adds useful domain context (catalog is FREE, fixed ID range, explicit return fields including catalog_url) beyond structured fields. It stops short of stating whether the catalog is static or fetched live, but adds genuine value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.