Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does disclose two important behavioral traits: the data comes from a live HTTPS check plus Certificate Transparency logs, and the call is paid (0.01 USDC on Base via x402, or 12 sats via Cashu NUT-24 or Lightning L402). It omits failure modes for unreachable/non-TLS hosts, latency, and whether results are cached, which keeps it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.