Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose important behavior: the specific diagnostic fields returned and the fact that the tool is a paid endpoint with three distinct payment rails (x402/USDC, Cashu NUT-24, L402 Lightning) and their exact prices. It stops short of stating error behavior on malformed input, rate limits, or whether the pretty-printed copy is always returned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.