Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations at all, the description carries the full disclosure burden, and it does surface genuinely non-obvious behavior: the tool is paid, at 0.01 USDC on Base via x402, 12 sats Cashu (NUT-24), or 12 sats over Lightning (L402). That payment/auth requirement is exactly the kind of context an agent must know before invoking. It stops short of describing failure modes, rate limits, or what the year parameter defaults to.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.