Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and a closed world, so the safety profile is covered. The description adds only the shape of the returned record; it says nothing about auth needs, missing-id behavior, or rate limits, which is acceptable but not rich given the lower bar set by annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.