Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false. The description adds significant behavioral context by listing the categories of risk assessed (destructive actions, sensitive-data exposure, external transmission, privilege changes, irreversible operations) and explaining the policy tiers and workspace_root risk. This goes beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.