Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive behavior, so the bar is lower. The description adds two genuinely useful behavioral facts not in the annotations: records returned are unexpired, and source/schema validation must not be mistaken for independent factual verification. It stops short of describing error behavior for a missing/expired id.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.