Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the description goes further with data-provenance behavior: source flags, missing cells, units and evidence are retained, and the data is explicitly 'not real-time or independently verified.' That last caveat is exactly the kind of trait an agent needs and cannot get from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.