Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so safety is covered. The description adds genuinely useful behavioral context beyond that: the keys identify 'this issuer' and the operator must independently establish trust in that issuer, a security-relevant caveat not derivable from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.