Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only say readOnlyHint=false and openWorldHint=false; the description goes well beyond, disclosing that the listing lands in a public pending queue labeled 'unverified, seller-submitted', that verification requires a public well-known text file, and that payouts are conditional and may never launch with the cut unset. This is exactly the side-effect and consequence context an agent needs before submitting.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.