Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly=true and destructive=false, so the safety profile is covered. The description adds meaningful behavior beyond that: findings are 'fully masked' (results will not leak the secrets), it is free during validation, and no key/credits/wallet are required. It stops short of describing limits (only 'Existing source and input limits apply' vaguely).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.