Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond annotations (idempotentHint=true, readOnlyHint=false), the description adds billing details (500 micro-dollar credits per call), the need for a private auth header, and that a new requestId is a new billable operation. This clarifies cost and idempotency implications, which the annotations only hint at.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.