Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the read-only, non-destructive, closed-world profile, so the bar is lower. The description adds genuine behavior beyond that: it is free during validation, requires no key/credits/wallet, and is subject to input limits. It does not describe handling of a malformed or empty policy, but the cost/auth context is valuable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.