Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already carry the full safety profile (readOnlyHint=true, destructiveHint=false, openWorldHint=false), so the bar is lower. The description adds genuinely useful context beyond them: cookie values are masked (privacy behavior) and no key/credits/wallet are needed. The 'up to 50' limit duplicates the schema's maxItems, and no return behavior is described.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.