Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, non-destructive, closed-world), so the bar is lower. The description adds real behavior beyond them: spans are not expanded, no key/credits/wallet are required, and source/input limits apply. The limits reference is vague but the span-handling and auth-free notes are genuinely useful.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.