Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark idempotentHint=true and readOnlyHint=false, but the description adds significant behavioral context beyond them: the 300 micro-dollar cost, the required prepare step, the private Authorization header, and the billing distinction between reused and new requestIds. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.