Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, non-destructive, closed-world behavior, and the description adds genuinely new context: preserving missing versus null semantics, the 100-pointer ceiling, no-auth/no-prep, and that source/input limits apply. It still does not describe output shape, but the output schema presumably covers that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.