Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations, the description discloses the paid nature (300 micro-dollar credits per successful call), the dependency on agent_utilities_prepare, the authentication requirement, and important idempotency/recovery semantics (reusing requestId, new requestId is a new billable operation). This goes well beyond what the schema or annotations provide. No contradiction with annotations is present.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.