Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnlyHint=true, destructiveHint=false), and the description adds genuinely useful behavior: execution is transactional (all-or-nothing), pointers are strict, object properties are handled safely, and intermediate results are bounded. It does not disclose error/rollback reporting, but it meaningfully enriches the annotation baseline.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.