Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the read-only, non-destructive, closed-world profile. The description adds genuinely useful context beyond them: pricing ('FREE during validation'), auth requirements ('no key, credits, wallet'), and a rate/limit caveat ('existing source and input limits apply').
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.