Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond idempotentHint, the description discloses cost ('PAID: 800 micro-dollar service credits per successful call'), authentication requirements ('private Authorization header'), and the billing implication of a new requestId. This gives an agent the operational consequences of calling the tool, which annotations do not convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.