Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and destructiveHint=false. The description adds a critical operational dependency: 'Requires OPENAI_API_KEY'. It also clarifies the underlying technique (vector embeddings), which is behaviorally relevant, compensating for the lack of error/rate-limit details.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.