Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint false, so the safety profile is covered. The description adds meaningful behavioral context by specifying the catalog scope ('beings, places, orders, races, religions, and concepts mentioned in the Urantia Book') and the supported operations (filter by type, search by name), which go beyond the structured metadata.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.