Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The readOnlyHint annotation already discloses that this is a safe read operation. The description adds useful context by mentioning the portfolio overlap, but does not go deeper into behaviors like return format, error handling, or network specifics beyond schema. With annotations carrying the safety profile, this is adequate but not rich (consistent with the calibration example).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.