Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description adds real value beyond that: the call is free of charge, it reads nothing outside Tanod, and even discloses how the key is located (URL ?key= or Authorization: Bearer header), which is exactly the kind of operational detail an agent needs. It stops short of describing pagination/limits on 'recent purchases', hence 4 not 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.