Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), yet the description adds substantive context the annotations cannot: 0.2-1 s latency, USD 0.003 price, a 10-reads-per-IP-per-day free tier, and an explicit warning to treat returned page text and on-chain strings as untrusted data. That is exactly the value-add expected when annotations carry the safety burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.