Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description adds real behavioral context beyond that: both retrieval channels are unioned, walked, and merged into one ranked result, which tells the agent what a call actually does. It stops short of noting cost/latency of the graph walk, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.