Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and destructiveHint=false; the description goes further by explaining the two-step handoff and that 'Nothing is created until they confirm', which tells the agent the call itself has no side effects. It also adds cost/auth context (free plan, no credit card) that no annotation provides. It does not mention link expiry or whether the same link is reused on repeat calls, which is why it stops short of 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.