Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare a non-destructive, idempotent, closed-world mutation, so the safety bar is lower. The description adds real behavioral context beyond that: admin-only authorization, a plan-tier restriction for domains, and the critical 'Empty clears it' semantics for domain auto-join. It does not discuss what happens to unmentioned fields, which keeps it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.