Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare the safety profile (not read-only, not destructive, not idempotent), and the description adds behavior beyond that: a hard cap of 5 tabs and the popup-never-auto-selected rule. Worth noting: a tool whose op enum includes 'close' sits somewhat awkwardly with destructiveHint=false, though the description itself doesn't contradict the annotation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.