Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive and closed-world, so the safety profile is covered structurally. The description does add genuinely new behavior beyond that: the 404/no_template failure mode, the 'Free' cost signal, and the shape of the returned payload — useful, but thin on what the template's rules and bounds actually govern.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.