Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the read-only nature is covered. The description adds that the result includes the user's role in each organization, which is useful behavioral detail. It does not mention pagination or ordering, but for a simple list operation this is acceptable given the annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.