Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and openWorldHint=false, so safety and idempotency are covered. The description adds that the record includes recalls, which hints at composite content, but says nothing about the point-in-time behavior (as_of snapshots) or what happens with unknown/expired ids. With annotations doing the safety work, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.