Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive behavior. The description adds valuable behavioral context beyond that by disclosing the cost (0.0005 XNO via x402) and the output shape (timestamped segments, model-sized chunks, deep-linked citations), which are not present in annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.