Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive behavior, so the safety profile is covered. The description adds value beyond annotations by disclosing the external cost (0.0001 XNO via x402) and the special 'myip' handling, both of which are non-obvious behavioral traits an agent should know before calling.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.