Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, so the safety profile is covered. The description adds the unique behavioral trait that the tool charges 0.0001 XNO via x402, which is essential for an agent to decide whether to invoke. This cost disclosure goes beyond the annotations and schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.