Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the description's added value is the integrity guarantee: entries are part of a sealed chain, preventing hidden fees or denied payouts without breaking signature verification. This is meaningful behavioral context beyond the annotation, though it omits auth, rate limits, or response structure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.