Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld and non-destructive, so safety is covered. The description adds a genuine behavioral caveat not in annotations: for localhost/staging-behind-login pages the server-HTML comparison is skipped. It does not describe the return value, though an output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.