Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does disclose two real behavioral traits: the call is free, and cancel:true is destructive in a specific way (stops the batch and refunds unread urls), which is more precise than the schema's "refund what it did not read." It still omits whether the check itself mutates or consumes quota, and what state the job is left in after cancel.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.